Accept payments from global customers. The following are payment methods which your customers can use to pay:
Credit and debit cards
3D Secure payments
Verified by Visa and MasterCard SecureCode
DirectPay (EU)
Bank Wire Transfer (Worldwide)
DirectPay is supported by 36 countries within Europe (700 million online consumers), meaning that your European customers can choose to pay you this way. No credit card is required. No customer chargebacks can occur with this method.
Wire Transfer is a similar payment method and is applicable to any bank account holder in the world.
Pure billing in the following four currencies are offered. Customers can choose to pay in any of these four currencies and will be charged exactly the amount shown on the checkout page. No currency conversion is used.
U.S. Dollars USD ($)
Euro EUR (€)
Great Britain Pounds GBP (£)
Japanese Yen JPY (¥)
Separate Sub-Accounts for each currency
For merchant account holders, funds are automatically handled in a separate sub-account for each of the four currencies.
Configurable Payout Currency
When you withdraw funds then each of the four currency accounts are consildated into one single account and currency. The merchant would decide which of the four currencies they would like to setup for their payout account.
Our system can be used in conjunction with the award-winning membership and subscription software aMember. Our payment module for aMember is freely available to all Merchants who want to use aMember system to manage their paid-membership areas.
More information about aMember can be found at www.amember.com.
Fraud can be a big problem for online merchants, unless they are protected against it.
Comprehensive Fraud Detection
Secure, robust and comprehensive fraud detection is included as part of our service offering. It has been developed over years by expert industry professionals. Combining leading-edge algorithms with historical transaction data, the system's database continually learns through experience and identifies subtle patterns in buying habits and characteristics of online fraud perpetrators, enabling our and/or our partner's risk management team to make more reliable decisions.
Verification Methods
A multifaceted set of online verification methods are used to equip merchants with the necessary protection required in card-not-present (CNP) transactions. Some of our methods include:
Behavior analysis
CVV2
Geo-location checks
Cross checking of customer bank country versus IP
Forbidden / High risk countries
3D Secure payments
Other confidential internal fraud scrubbing modules.
The Owners Control Panel provides an user interface so that you can directly manage all of the features of our payments platform.
Add Website/s
One of the first things to do to set up your account is to add the details of one or more of your websites. The following shows you what information is required
Website URL
Site Category. You can choose from the following:
What do you want to sell?
- Tangible products (e-shop with and without shopping cart are both supported) or
- Intangible products (online content, services or memberships)
Add Products
Each of your websites will have Products to sell. Our platform allows you to configure the following:
Label for each product (multi language support)
Price of product: Amount (per currency; automaic currency conversion is used to prefill each currency)
Product Type (Tangible Goods or Services or Trial or Non-Recurring or Subscription)
Access Duration in days
Product Duration
Either of:
Products are subscriptions to a member zone (renewable or not)
Products have duration in days and we will handle expiration
Products have duration where you will handle expiration
Products do not have duration
Product Access
Choose how your customers will access your products. This is applicable if you are selling Intangible products.
The URL for member access to your site
Whether to use authentication (login and password) or not
How your customer's login and password are generated
Turn-key User Access Management is available: we provide a password management system which can be used on your Apache or Microsoft Windows web server. You do not have to worry about which members have paid and should have access, if membership has expired or should be cancelled. Log-on access is entirely controlled in real-time by a script (Perl or PHP). We will automatically add and remove users as transactions are approved or declined by the customer's bank
Callback URL
This is the URL of your script to receive and act on payment notifications and other types of notifications that we send to you (PayPal refers to this as Instant Payment Notifications - IPN, except ours is much simpler to use but has everything there!). For example when your customer makes a payment then we send you the full set of details about the payment (and details about the products).
If your site sells membership access then your script would also typically be used to keep your users access database up to date (add, delete or update user) when you receive a payment, or a chargeback or a refund etc.
The possible actions that will result in a call to your script are:
sale
rebill (a recurring payment has occured)
refund
chargeback
delete (user account or access has to be disabled)
cancel (a customer has cancelled a recurring billing subscription)
update (password of an user account or access has to be changed)
Notifications
Notify you by email when any of the following occur:
Sale
Callback script errors
stop recurring billing
Chargeback on a previous transaction
Refund on a previous transaction
Customer Support
Whenever a customer receives a notification from us related to your website, she will be given information to contact you. You can choose between Email address or URL to give to customers.
Customer Support Email
Customer Support URL
Refunds
Send a refund to customers via the Owners Control Panel
DirectPay is supported by 36 countries within Europe (700 million online consumers), meaning that your European customers can choose to pay you this way. No credit card is required. No customer chargebacks can occur with this method.
(US Customers only)
U.S. Dollars USD 
Euro EUR 
Great Britain Pounds GBP 
Japanese Yen JPY 
